Is it hard to apply for Social Security benefits?

Q: Is it hard to apply for Social Security benefits?

A: There are several ways to apply for a Social Security disability claim. The first is to go to the Social Security District Office and file the claim in person. Now applications can also be made online at http://ssa.gov/. Another way is to call Social Security at 1-800-772-1213. They will make an appointment for a telephone interview for you. Once the interview is finished they will send necessary forms for you to fill out. All the basic information will have been collected during the phone interview.

Although a claimant may apply on his own, it is important to understand that over 72% of initial applications are denied.  The final award rate for disabled-worker applicants has varied over time, averaging nearly 45 percent for claims filed from 2000 through 2009. The percentage of applicants awarded benefits at the initial claims level averaged just 28 percent over the same period and ranged from a high of 37 percent to a low of 26 percent. The percentage of applicants awarded at the reconsideration and hearing levels are averaging 3 percent and 13 percent, respectively. Denied overall disability claims at all stages have averaged nearly 53 percent.

Getting legal help at the outset of the claim could make the difference between winning, or being denied and spending many months or years appealing.

 

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